Your collective agreement is the document that sets your rank, your step, your annual pay, your premiums and your probation period. It is also the document a lender should be reading when your income is more than a flat salary. Most of the time you can pull it yourself in about a minute.
Start with the provincial library
Ontario runs a public collective agreement library. Agreements filed under the Labour Relations Act land there, and you can search by employer or by union. Paramedics, nurses, corrections officers and most municipal staff are covered by that filing rule, so their agreements are usually sitting in the library in full.
Search the employer name rather than your local number. Employer names in the library follow the legal entity, so a hospital or a regional municipality is easier to match than a local.
Police and firefighters are the exception
Police are excluded from the Labour Relations Act entirely, and firefighters are excluded except through Part IX of the Fire Protection and Prevention Act. That means the ordinary filing rule does not reach them the same way, and their agreements often surface through the association, the employer, or the arbitration award that settled the round.
In practice the big ones are still public. Toronto Police and the OPP both have uniform agreements posted in the province’s library, and several associations post their own. If you cannot find yours, your association office will have it.
What to pull out of it
- The salary schedule, and which step you are on right now
- When the next step increase lands, and what it takes you to
- Shift premium, weekend premium and any acting pay language
- Overtime and how it is calculated
- Probation length, and what confirmation depends on
- The expiry date of the agreement
If your agreement has expired
An expired agreement is normal, not a problem. Police and fire rounds in particular can sit in bargaining or interest arbitration for a long time, and the award is usually retroactive. If that is where you are, the number on the old schedule is not what you will end up earning, and a retroactive payment may be coming. Say so early, because it changes how the file is put together.
Bring the agreement and your two most recent pay stubs to the first call. Between those two documents almost every income question gets answered in one pass.
Sources
- Collective Bargaining Ontario
- Labour Relations Act, 1995, section 3
- Toronto Police uniform agreement, 2025 to 2029
- OPPA uniform agreement
Your next useful step
Bring the employer, agreement and recent pay. We will work from the document instead of guessing at the income.

