Mortgages for York Region frontline workers
We hold verified pay grids for York Regional Police and for the Markham, Richmond Hill and Whitchurch-Stouffville fire services. Four agreements across one region, each read from the document itself and dated.
Working in York Region
This is home ground. We are based in Newmarket and a large share of the files we work on are York Region officers, firefighters and nurses.
Places this covers
Newmarket · Markham · Richmond Hill · Vaughan · Aurora · Whitchurch-Stouffville · King · East Gwillimbury · Georgina
Land transfer tax here
Ontario land transfer tax applies on closing. There is no second municipal land transfer tax in York Region, which is charged only inside the City of Toronto. First-time buyers can claim the provincial refund. What a purchase costs to close
Pay grids in York Region
Find yours and see where your rank sits. Checked August 28, 2026.
| Employer | Top of grid | Agreement |
|---|---|---|
| York Regional Police1st Class Constable (less than 8 yrs) | $111,584 | Past expiry, these rates still applyPast expiry Dec 31, 2024 |
| Markham Fire1st Class Firefighter/ Fire Prevention Officer/ Public Education Officer | $123,567 | In forceExpires Dec 31, 2026 |
| Richmond Hill Fire1st Class Firefighter | $116,995 | Past expiry, these rates still applyPast expiry Dec 31, 2025 |
| Whitchurch-Stouffville FireFF/FPI - 1st Class | $116,995 | Past expiry, these rates still applyPast expiry Dec 31, 2025 |
What a frontline wage buys in York Region
An estimate, not an approval. Send it over and we will confirm it against your own stubs.
Ask Jeff and EmilyHow your pay gets read
Other regions
Already have a mortgage
Rate and balance are on your renewal letter or your online banking. We will read the rest of it with you.
Have us check it
Mudrick Mortgages, BRX Mortgage Inc.
Newmarket, Ontario. Serving Ontario.
Buying or renewing in Ontario?
Book a call, or send us your grid and we will come back with the number.