There is a mortgage rate for frontline workers.
One lender prices a 5 year fixed at 4.44% for frontline workers, against 4.54% on its standard sheet, and pays cashback on top. That is 0.10% off the same lender's own rate for the same term.
Check your rate against the frontline rate.
Program rate and cashback from a lender's rate sheet, checked August 28, 2026. Same balance, 25-year amortization, semi-annual compounding. Owner-occupied only, program criteria apply.
Plays on its own. Put your cursor on it and it stops.
Cashback comes on top of the rate.
It is paid on funding and it scales with the size of the mortgage.
| Mortgage size | Cashback |
|---|---|
| $150,000 to $299,999 | $500 |
| $300,000 to $499,999 | $750 |
| $500,000 to $749,999 | $1,000 |
| $750,000 and up | $2,000 |
Rate and cashback read from the lender's broker rate sheet on August 28, 2026. Rates move, and we check the sheet again before your file goes in.
What the lender requires.
It is not always the best deal on the table.
A lower rate is one line on one sheet. On some files a different lender wins once the penalty terms, the prepayment room and the cashback clawback are counted, and on a switch the penalty you pay to leave can swallow the saving. We price your file against the market, then tell you which one comes out ahead.
Mudrick Mortgages, BRX Mortgage Inc.
Newmarket, Ontario. Serving Ontario.
Buying or renewing in Ontario?
Book a call, or send us your grid and we will come back with the number.