Mortgages for Halton Region frontline workers
We hold verified pay grids for Halton Regional Police and for the Burlington, Oakville, Milton and Halton Hills fire departments. Five agreements across one region, each read from the document itself and dated.
Working in Halton Region
Halton runs one regional police service and four separate municipal fire departments, so a firefighter and an officer living on the same street are paid under entirely different agreements.
Places this covers
Burlington · Oakville · Milton · Halton Hills · Georgetown · Acton
Land transfer tax here
Ontario land transfer tax applies on closing. There is no second municipal land transfer tax in Halton Region, which is charged only inside the City of Toronto. First-time buyers can claim the provincial refund. What a purchase costs to close
Pay grids in Halton Region
Find yours and see where your rank sits. Checked August 28, 2026.
| Employer | Top of grid | Agreement |
|---|---|---|
| Halton Regional Police1st Class Constable | $121,546 | In forceExpires Dec 31, 2027 |
| Burlington Fire Department1st Class | $123,673 | In forceExpires Dec 31, 2026 |
| Oakville Fire Department1st Class Fire Fighter | $123,734 | In forceExpires Dec 31, 2026 |
| Milton Fire Department1st Class | $111,771 | Past expiry, these rates still applyPast expiry Feb 28, 2025 |
| Halton Hills Fire1st Class Firefighter | $116,419 | Past expiry, these rates still applyPast expiry Dec 31, 2025 |
What a frontline wage buys in Halton Region
An estimate, not an approval. Send it over and we will confirm it against your own stubs.
Ask Jeff and EmilyHow your pay gets read
Other regions
Already have a mortgage
Rate and balance are on your renewal letter or your online banking. We will read the rest of it with you.
Have us check it
Mudrick Mortgages, BRX Mortgage Inc.
Newmarket, Ontario. Serving Ontario.
Buying or renewing in Ontario?
Book a call, or send us your grid and we will come back with the number.