Mortgages for Northumberland frontline workers
We hold verified pay grids for Cobourg Police, Port Hope Police and Northumberland Paramedic Services. Three agreements covering the county, each read from the document itself and dated.
Working in Northumberland
Northumberland keeps two separate municipal police services a short drive apart, with paramedic coverage organised county-wide, so neighbouring towns are on different agreements.
Places this covers
Cobourg · Port Hope · Brighton · Campbellford · Colborne · Northumberland County
Land transfer tax here
Ontario land transfer tax applies on closing. There is no second municipal land transfer tax in Northumberland, which is charged only inside the City of Toronto. First-time buyers can claim the provincial refund. What a purchase costs to close
Pay grids in Northumberland
Find yours and see where your rank sits. Checked August 28, 2026.
| Employer | Top of grid | Agreement |
|---|---|---|
| Cobourg Police1st class constable | $109,259 | Past expiry, these rates still apply |
| Port Hope Police1st class constable | $108,967 | Past expiry, these rates still apply |
| Northumberland Paramedic ServicesAdvanced care paramedic, 2 Years | $53.67 / hour | In forceExpires Mar 31, 2027 |
What a frontline wage buys in Northumberland
An estimate, not an approval. Send it over and we will confirm it against your own stubs.
Ask Jeff and EmilyHow your pay gets read
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Already have a mortgage
Rate and balance are on your renewal letter or your online banking. We will read the rest of it with you.
Have us check it

Mudrick Mortgages, BRX Mortgage Inc.
Newmarket, Ontario. Serving Ontario.
Buying or renewing in Ontario?
Book a call, or send us your grid and we will come back with the number.