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Mortgages for Thunder Bay frontline workers

We hold verified pay grids for Thunder Bay Police, Thunder Bay Fire and Thunder Bay Paramedic Services. All three services in one city, each read from the document itself and dated.

Working in Thunder Bay

Thunder Bay is one of the few cities where we hold all three uniformed services, so an officer, a firefighter and a paramedic can each see their own grid in one place.

Places this covers

Thunder Bay · Oliver Paipoonge · Shuniah · Neebing

Land transfer tax here

Ontario land transfer tax applies on closing. There is no second municipal land transfer tax in Thunder Bay, which is charged only inside the City of Toronto. First-time buyers can claim the provincial refund. What a purchase costs to close

Pay grids in Thunder Bay

Find yours and see where your rank sits. Checked August 28, 2026.

All employers
Employers in Thunder Bay, top of grid pay and agreement status
EmployerTop of gridAgreement
Thunder Bay Police1st class constable (less than 8 yrs)$122,083In force
Thunder Bay Fire1st Class Firefighter$112,600Past expiry, these rates still applyPast expiry Dec 31, 2024
Thunder Bay Paramedic ServicesAdvanced EMCA/Advanced Care Paramedic, 2 years$46.90 / hourPast expiry, these rates still applyPast expiry Oct 31, 2024

What a frontline wage buys in Thunder Bay

$100,000
You could buy up to$586,000$2,749 a month

An estimate, not an approval. Send it over and we will confirm it against your own stubs.

Ask Jeff and Emily

Already have a mortgage

5.29%
$600,000
CCosting you$17,309Well above it. Do not renew without shopping. Over five years.

Rate and balance are on your renewal letter or your online banking. We will read the rest of it with you.

Have us check it
Talk to Jeff and Emily
Jeff MudrickEmily Mudrick
Jeff and Emily Mudrick

Mudrick Mortgages, BRX Mortgage Inc.
Newmarket, Ontario. Serving Ontario.

Buying or renewing in Ontario?

Book a call, or send us your grid and we will come back with the number.

FSRA licence 13463Mortgage Agent Level 2, M21001275BRX Mortgage Inc.Newmarket, Ontario