Mortgages for Thunder Bay frontline workers
We hold verified pay grids for Thunder Bay Police, Thunder Bay Fire and Thunder Bay Paramedic Services. All three services in one city, each read from the document itself and dated.
Working in Thunder Bay
Thunder Bay is one of the few cities where we hold all three uniformed services, so an officer, a firefighter and a paramedic can each see their own grid in one place.
Places this covers
Thunder Bay · Oliver Paipoonge · Shuniah · Neebing
Land transfer tax here
Ontario land transfer tax applies on closing. There is no second municipal land transfer tax in Thunder Bay, which is charged only inside the City of Toronto. First-time buyers can claim the provincial refund. What a purchase costs to close
Pay grids in Thunder Bay
Find yours and see where your rank sits. Checked August 28, 2026.
| Employer | Top of grid | Agreement |
|---|---|---|
| Thunder Bay Police1st class constable (less than 8 yrs) | $122,083 | In force |
| Thunder Bay Fire1st Class Firefighter | $112,600 | Past expiry, these rates still applyPast expiry Dec 31, 2024 |
| Thunder Bay Paramedic ServicesAdvanced EMCA/Advanced Care Paramedic, 2 years | $46.90 / hour | Past expiry, these rates still applyPast expiry Oct 31, 2024 |
What a frontline wage buys in Thunder Bay
An estimate, not an approval. Send it over and we will confirm it against your own stubs.
Ask Jeff and EmilyHow your pay gets read
Other regions
Already have a mortgage
Rate and balance are on your renewal letter or your online banking. We will read the rest of it with you.
Have us check it

Mudrick Mortgages, BRX Mortgage Inc.
Newmarket, Ontario. Serving Ontario.
Buying or renewing in Ontario?
Book a call, or send us your grid and we will come back with the number.