Waterloo Fire pay grid
All full-time fire fighters of Waterloo Fire Rescue with the exception of the Fire Chief, two (2) Deputy Fire Chiefs and one Assistant Deputy Chief or an additional Deputy Fire Chief (Article 1 - Employees Covered).
What this step buys
An estimate, not an approval. Send it over and we will confirm it against your own stubs.
Ask Jeff and EmilyThis agreement expires within the year. The rates above keep applying past the expiry date while a new agreement is bargained, and any increase is normally backdated. If your file closes around then, it is worth flagging.
Collective agreement, Article 9.2 Salary Schedules, 'Salary Schedule January 1, 2026' table, p.17 per internal pagination.. Open the source. Base pay only. Premiums, overtime and paid duty are not in this table. Confirm against your own stub before relying on it.
Increases already negotiated
How 1st class fire fighter pay moves across the rest of this agreement. These are printed in the schedule, not a forecast.
Already have a mortgage
Rate and balance are on your renewal letter or your online banking. We will read the rest of it with you.
Have us check itWhat a lender does with this
Base pay off the grid is the easy part. On a frontline file the rest of the T4 is where approvals are won or lost.
Where this sits
Mudrick Mortgages, BRX Mortgage Inc.
Newmarket, Ontario. Serving Ontario.
Buying or renewing in Ontario?
Book a call, or send us your grid and we will come back with the number.